Regions Platinum Visa credit card

Regions Visa® Platinum Credit Card review

Issued by Regions Bank
Flagstar Bank Visa Signature Rewards Card

Regions Visa Platinum Credit Card rates and fees

Card Name

Intro Rate for Purchase
Intro Purchase Period
Intro Rate for Balance Transfer
Intro Balance Transfer Period
Regular APR
APR Cash Advance
Annual Fee
Balance Transfer Fee
Late Payment Fee
Over the Limit Fee
Cash Advance Fee
Foreign Transaction Fee
Grace Period
Bonus Offer
Regions Visa Platinum Credit Card

None
None
0% APR
7 months
11.99% - 18.99% Variable*
24.99%
$0
either $10 or 4%*
Up to $35
N/A*
either $10 or 4%
3%
21 days
None

Regions Visa® Platinum Credit Card: Rewards


  • 1 point in qualified purchases
  • Acceptance and security of a Visa credit card



Regions Visa® Platinum Credit Card: Additional Benefits


  • $0 Liability Guarantee
  • Overdraft Protection



Regions Visa® Platinum Credit Card: Rewards Redemption Options


  • Gift cards
  • Merchandise
  • Cash credited directly to your Regions checking account



Regions Visa® Platinum Credit Card: Pros


  • 0% introductory APR on balance transfers for 7 months
  • 1 point per every $1 spend
  • No annual fee

Regions Visa® Platinum Credit Card: Cons


  • No introductory zero interest on purchases
  • No bonus offers
  • No bonus categories with high rewards
  • High balance transfer fee (4% or $10)
  • Higher APR for less qualifying applicants



Compare Regions Visa® Platinum Credit Card to Popular Cash Back Credit Card's rewards


Regions Visa® Platinum Credit Card:
  • 1 point in qualified purchases
  • Acceptance and security of a Visa credit card
Blue Cash Everyday from America Express:
  • 3% cash back at U.S. stand-alone supermarkets
  • 2% cash back on gasoline at U.S. stand-alone gas stations
  • 2% cash back at select major department stores
  • 1% cash back on other purchases
  • $100 cash back bonus
  • $25 referral bonus




Regions Visa® Platinum Credit Card Summary


Regions Visa® Platinum Credit Card is designed for people with good credit. The card does not provide special offers, has no zero introductory APR on purchases. Though it has 0% APR for balance transfers for 7 months, the balance transfer fee is high, and introductory period is not the longest deal. That's why Regions Visa® Platinum Credit Card didn't make it to the list of best balance transfer offers 2012.

You can choos to apply for Regions Visa® Platinum Credit Card or Regions Visa® Platinum Credit Card with with Relationship Rewards. With rewards program cardholders will receive 1 point per $1 in qualified purchases. There are no additional bonus categories with higher rewards, such as many other credit cards are offering today. If you are looking for a credit card with a good reward program you may consider visiting best cash back credit card offers in 2012.


Apply for Regions Visa® Platinum Credit Card




The review of the card was updated on 6/21/2012. The article was believed to be accurate during that time. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies credit card applications.

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