It can be a bit of a problem for people with low credit score to get a credit card with no annual fee, low rates and
reward program. Secured credit cards are designed especially for those people who have bad or no credit
and can not be approved for a decent card offer. Secured credit cards are easy to get approved for, as many of them
do not even require credit check. Cardholders need to pay a low annual or monthly fee for this type of card. Secured cards
usually do not offer rewards, but do major credit bureaus reporting, what helps card members establish good credit.
The article was updated on 8/13/2012. The article was believed to be
accurate during that time. We strongly suggest that you carefully read the Terms and Conditions statement
that accompanies credit card applications.
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