Most exclusive, luxury credit cards 2013

Best high end, prestigious credit card offers
with elite and VIP services.


Most exclusive credit cards offer unique benefits and services to cardholders. In order to be approved for one of the following luxury credit card offers applicants must have excellent credit history and high gross income. High end credit cards usually come with a high annual fee, which is a reasonable price for all elite and prestigious features cards provide.

The Platinum Card® from American Express
by American Express
  • Earn 25K Membership Rewards® points after you spend $2,000 during your first three months of Card membership
  • Premium travel benefits: access over 600 lounges worldwide when you enroll in Priority Pass(TM)Select, no foreign transaction fees
  • Receive up to $200 annually in a statement credit with the airline of your choice to use towards baggage fees, flight-change fees, in-flight food and beverage purchases and more
  • 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more
  • Entertainment benefits: get Advance Tickets before the public and access once in a lifetime events with By Invitation Only®
  • Terms and restrictions apply
Intro Purchase APR Regular APR Intro Balance Transfer APR Type of Reward Annual Fee Credit Needed
N/A N/A N/A Points $450 Excellent

Best Credit Cards with the Most Exclusive Reward Programs

American Express® Premier Rewards Gold Card
issued by American Express
  • Earn More: earn 25K Membership Rewards® points after you spend $2K during your first three months of Card membership; earn 15K points after you spend $30,000 within one calendar year
  • Earn Fast: 3X points for flights booked with airlines, 2X points at US gas stations and US supermarkets, 1X points on other purchases. Terms and limitations apply.
  • Use points for gift cards for dining, entertainment, and to shop over 300 of some of your favorite brands
  • Access to Benefits: Baggage Insurance Plan* when you travel, and shop with confidence with Extended Warranty* and Return Protection.*Underwritten by Amex Assurance Company
  • Book two consecutive hotel nights through American Express Travel and receive $75 back at checkout. Restrictions may apply
  • $0 introductory annual fee for the first year, then $175
  • Terms and Restrictions Apply
Intro Purchase APR Regular APR Intro Balance Transfer APR Type of Reward Annual Fee Credit Needed
N/A N/A N/A Points Introductory annual fee of $0 for the first year, then $175 Excellent


The article was updated on 10/28/2012. The article was believed to be accurate during that time. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies credit card applications.

Disclaimer: This content is not provided or commissioned by the company whose products are featured on this site. Any opinions, analyses, reviews or evaluations provided here are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by the Advertiser. This site may be compensated through the Advertiser's affiliate programs.

Please note that Excellent Credit Cards has financial relationships with some of the merchants mentioned here. Excellent Credit Cards may be compensated if consumers choose to utilize the links located throughout the content on this site and generate sales for the said merchant. We are not compensated for positive reviews.

Discover is a paid advertiser of Best Credit Cards Online. See Discover credit card's application for complete Terms & Conditions.

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* See credit card applications for details about terms and conditions of offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button you can review the credit card terms and conditions on the credit card issuer's web site.

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