Best credit cards




best student credit cards

Best student credit cards 2012


Discover® Open Road (SM) Card for Students
issued by Discover
DiscoverOpenRoadSt
  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
  • Double Cashback Bonus®* at gas stations and restaurants.
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • $0 Fraud Liability- you will not be responsible for unauthorized charges
  • No Annual Fee
  • Text and Email Alerts
  • *Click apply to view rates, fees, rewards, limitations and other important information
Intro Purchase APR Regular APR Balance Transfer Annual Fee Rewards
0% for 9 months* 12.99% - 18.99% Variable* N/A $0 Cash back

Discover® Student Card- $20 Cashback Bonus
issued by Discover
Discoverstudent
  • Experience Discover's great rewards program. Earn $20 Cashback Bonus®* when you make your 1st purchase within 3 months of approval
  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 12.99% - 18.99%*
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more. Limitations apply*
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • $0 Fraud Liability- you will not be responsible for unauthorized charges
  • No Annual Fee
  • Text and Email Alerts
  • *Click apply to view rates, fees, rewards, limitations and other important information
Intro Purchase APR Regular APR Balance Transfer Annual Fee Rewards
0% for 6 months* 12.99% - 18.99% Variable* N/A $0 Cash back

Discover® Student Card - Clear
issued by Discover
DiscoverStudentClear
  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more. Limitations apply*
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • $0 Fraud Liability- you will not be responsible for unauthorized charges
  • No Annual Fee
  • Text and Email Alerts
  • *Click apply to view rates, fees, rewards, limitations and other important information
Intro Purchase APR Regular APR Balance Transfer Annual Fee Rewards
0% for 9 months* 12.99% - 18.99% Variable* N/A $0 Cash back

Best student credit cards summary

Student credit cards are excellent way for college students to build a credit history. Young adults who use their credit card wisely can save some money with variety rewards program. Points and cash back rewards are two the most popular programs offered for college student credit cards.

Many student credit cards have no annual fee, offer points or cash bonuses and 0% APR on balances and in some cases on balance transfer. It's very important for students to spend as much money as they can pay off every months in order to establish a good credit history and do not get into a debt. If young people have no experience in managing their expenses then spending interest free money (even if it is only for a limited period) or chasing for more rewards can lead them to a serious financial problems.

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. Excellent Credit Cards may be compensated through American Express Affiliate Program.

Please note that Excellent Credit Cards has financial relationships with some of the merchants mentioned here. Excellent Credit Cards may be compensated if consumers choose to utilize the links located throughout the content on this site and generate sales for the said merchant. We are not compensated for positive reviews.

The article was updated on 1/31/2012. The article was believed to be accurate during that time. Some information may have changed since that date. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies credit card applications.

 
* See credit card applications for details about terms and conditions of offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button you can review the credit card terms and conditions on the credit card issuer's web site.

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