Best credit cards to review, compare and apply for in 2012

Whether you are looking for a cash back, miles, travel rewards, 0% APR balance transfer card for excellent credit there should be plenty of credit card options to choose from. The privilege of people with very good credit history is great variety of credit cards with exclusive rewards, special bonuses and offers. Review, compare top 10 credit card deals with excellent reward programs and apply for the best card for you via online secure application.

American Express® Premier Rewards Gold Card

issued by American Express

Read review

Membership Rewards® bonus: 25K points, redeemable for select gift cards valued at $250, when you spend $2,000 in your first three months of card membership.
Membership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else.
Exclusive access to Gold Card Destinations and events – Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events, and more, nationwide.
Introductory annual fee of $0 for the first year, then $175.
Get a decision in as little as 60 seconds.

Intro Purchase APR	Regular APR	Balance Transfer APR	Type of Reward	Annual Fee	Credit Needed
N/A*	N/A*	N/A*	Point	$0 for the first year, $175 after that	Excellent

Blue Sky from American Express(SM)

issued by American Express

Read review

7,500 bonus points when you spend $1,000 within 3 months – redeemable for a $100 statement credit.
No annual fee.
Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel – anytime.
Pay your bill all at once, or over time. It's up to you.
Blue Savings Program®: big deals on big brands, all the time.
Get a decision in as little as 60 seconds.

Intro Purchase APR	Regular APR	Balance Transfer APR	Type of Reward	Annual Fee	Credit Needed
0% for 12 months	17.24% - 22.24% Variable	17.24% - 22.24% Variable	Point	$0	Good - Excellent

Discover® Motiva Card

issued by Discover

Read review

Earn Cashback Bonus® for your good credit management
0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S. based Account Manager within 60 seconds
$0 Fraud Liability plus automatic mobile and email fraud alerts
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information

Intro Purchase APR	Regular APR	Balance Transfer APR	Type of Reward	Annual Fee	Credit Needed
0% for 15 months	10.99% - 20.99% Variable	0% for 15 months	Cash back	$0	Excellent

Blue Cash EverydaySM Card from American Express

issued by American Express

Read review

Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
0% intro APR on purchases for 12 months, flexibility to pay over time
Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
NO spend minimum, NO enrollment, and NO rotating rewards categories
Get a $25 Referral Bonus for each friend or family member who is approved for the Card
No annual fee, flexibility to pay over time

Intro Purchase APR	Regular APR	Balance Transfer APR	Type of Reward	Annual Fee	Credit Needed
0% for 12 months	17.24% - 22.24% Variable	17.24% - 22.24% Variable	Cash back	$0	Excellent - Good

Discover® More Card - 18 Month Promotional Balance Transfer

issued by Discover

Read review

0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S. based Account Manager within 60 seconds
$0 Fraud Liability plus automatic mobile and email fraud alerts
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information

Intro Purchase APR	Regular APR	Balance Transfer APR	Type of Reward	Annual Fee	Credit Needed
0% for 6 months	10.99% - 20.99% Variable*	0% for 18 months	Cash back	$0	Good - Excellent

Blue Cash Preferred(SM) Card from American Express

issued by American Express

Read review

Earn $150 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
0% intro APR on purchases for 12 months, flexibility to pay over time
Get 6% cash back at supermarkets, 3% cash back at gas stations and department stores, and 1% cash back on all other purchases
NO spend minimum, NO enrollment, and NO rotating rewards categories
Get a $75 Referral Bonus for each friend or family member who is approved for the Card
The annual fee pays for itself. With 6% cash back at supermarkets, if you spend just $25 weekly at your supermarket, you can receive over $75 cash back from these purchases alone.

Intro Purchase APR	Regular APR	Balance Transfer APR	Type of Reward	Annual Fee	Credit Needed
0% for 12 months	17.24% - 22.24% Variable	17.24% - 22.24% Variable	Cash back	$75	Excellent

Discover® Open Road Card

issued by Discover

Discover® Open Road Card review

0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 19.99%*
2% automatically at gas stations and restaurants all year long*
Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S. based Account Manager within 60 seconds
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information

Intro Purchase APR	Regular APR	Balance Transfer APR	Type of Reward	Annual Fee	Credit Needed
0% for 15 months	10.99% - 19.99% Variable	0% for 15 months	Cash back	$0	Excellent

Chase Freedom® Visa

issued by Chase

Read review

Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
0% Intro APR for 15 months on purchases and balance transfers
5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12
You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
Unlimited 1% Cash Back on all other purchases
Up to an additional 10% Cash Back when you shop online at select merchants through Chase
No annual fee and rewards never expire

Intro Purchase APR	Regular APR	Balance Transfer APR	Type of Reward	Annual Fee	Credit Needed
0% for 15 months	12.99% – 22.99%	0% for 15 months	Cash back	$0	Excellent- Good

Southwest Airlines Rapid Rewards® Plus Credit Card – FREE FLIGHT

issued by Chase

Read review

NOW! Earn a FREE FLIGHT after your first purchase
Get 3,000 Points every year on your Card member Anniversary - that can be redeemed for a $50 Wanna Get Away® Fare
Now you can redeem for International Travel, Hotels, Gift Cards and more.
Earn unlimited FREE FLIGHTS - 2 Points per $1 Spent on Southwest Purchases and 1 Point per $1 Spent on EVERYTHING else
Your Bags Fly FREE! No Blackout Dates, Points Don't Expire, and Unlimited Reward Seats!
No Change fees - if you need to change your flight, you won't be charged a fee
September 11th Security Fee Applies

Intro Purchase APR	Regular APR	Balance Transfer APR	Type of Reward	Annual Fee	Credit Needed
None	15.24%	15.24%	Point	$69	Excellent

Excellent Credit Cards

The online credit card reviews, ratings and ratings expressed here are our own opinion. When selecting cards in each category we considered the following annual percentage rate (APR) for purchases and balance transfer, rewards program, promotional offers, sign up incentives such as cash, points or miles bonuses, fees and rates.

Excellent Credit Cards is dedicated to helping people with excellent, good, bad or no credit find the latest credit card offers, get the best solutions for their financial standing. We constantly upgrade our content, add new deals in various credit card categories.

We reviewed credit cards from major credit card providers and US banks to bring visitors the best credit card deals.

Though our Website may be affiliated with some credit card issuers, online credit cards comparison, ratings and reviews provided here are our own opinion unless specified otherwise.

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. Excellent Credit Cards may be compensated through American Express Affiliate Program.

Please note that Excellent Credit Cards has financial relationships with some of the merchants mentioned here. Excellent Credit Cards may be compensated if consumers choose to utilize the links located throughout the content on this site and generate sales for the said merchant. We are not compensated for positive reviews.

Rewards

Credit Cards By Issuer

Best credit cards to review, compare and apply for in 2012

Excellent Credit Cards